Interest Rate

Getting the best interest rate

The auto loan experts at the Neil Huffman Auto Group are trained in the most effective methods to make sure our buyers get the best interest rate possible. It is important to understand that there are several primary factors that will determine your interest rate:

• The car you're buying. Are you buying a new car? A used car? A very used car? New-car rates are often the lowest, and so on based on vehicle age and milage.

• Loan-term length. In general, longer loans come with higher interest rates, but this is not always the case. Loan options vary on almost a daily basis, but our auto loan experts will help you navigate through the financing maze.
• Your credit rating. Borrowers with better credit get lower rates, but since the Neil Huffman Auto Group has such clout with our lenders, we can often times improve our customers’ auto loan interest rate.

Great Loan Rates for Challenged Credit

As one of Kentuckiana’s top-rated Used Car dealer, Louisville Used Cars part of the Neil Huffman Auto Group has made a practice of secure great auto loan deals for our customers. While getting approval for a car loan no credit record, or a poor credit record can be difficult, our finance experts have access to banks, credit unions, and other lending institutions that are willing to lend money.

We work with customers all over the Louisville, Shepherdsville, Shelbyville, Jeffersontown, St. Matthews, Shively, and Oxmoor areas in Kentucky and the Clarksville, Jeffersonville, Sellersburg Charlestown, Georgetown, New Albany, and Floyds Knobs areas in Indiana. That combination and volume give us negotiating leverage we can use to get you a great auto loan rate.